account, call one of the three credit reporting agencies and ask them to flag your credit file for fraud. Within 24 hours, an alert will be attached to your credit file and your name will be removed from pre- approved credit and insurance applications for two years. Types Of Fraud Alerts An "Initial Alert" will be active on your credit report for 90 days. Use this if someone has gained access to personal information that could be used to open accounts in your name, such as your Social Security number or your date of birth. Once an initial alert is in place, potential creditors will need to verify your identification prior to extending credit, so you should provide them with a phone number where you can be easily reached. The alert will help to ensure that you are the only one opening accounts in your name. An "Extended Alert" is recommended if your identity has been stolen. With an extended alert, your credit file will remain guarded for seven years. In addition, your name will be removed from lists marketing prescreened credit offers for five years. In order to qualify for an extended fraud alert, you will need to provide proof of identity theft, such as a police report. Active duty members of the military are eligible for a "Military Fraud Alert." This alert allows members of the military on active duty to prevent anyone from opening accounts in their name while they are overseas. Helpful Hints • Experian, Equifax and Trans- Union (the three credit-reporting agencies) share data, so after calling one company, the other two will be notified. • If you need to apply for a loan during the period that your credit file is on alert, notify your lender. • To remove a fraud alert, you will need to send requests in writing to one of the three credit- reporting agencies. Title: Fraud On Credit Cards Word Count: 456 Summary: Credit card fraud has become a major problem in modern society and it continues to steadily worsen. Credit cards are used in such a variety of ways, it makes it extremely easy for an offender to steal your card. There are precautions that can be taken, however, to prevent yourself from falling victim to credit card fraud. You should have your credit cards always with you for safe keeping. It is wise to tote your credit cards around in a vehicle besides your wallet. Enclose... Keywords: credit,financing,loans,loan,debt,consolidation,cards,payments,visa,mastercard,merchant,money,banking Article Body: Credit card fraud has become a
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Khronica Lewinski Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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