cannot count a manÆs salary at 100 percent and a womanÆs at 75 percent. A creditor may not assume a woman of childbearing age will stop working to raise children. ò Discount or refuse to consider income because it comes from part-time employment or pension, annuity, or retirement benefits programs. Refuse to consider regular alimony, child support, or separate maintenance payments. A creditor may ask you to prove you have received this income consistently. Title: Equifax Credit Scoring 101 Word Count: 354 Summary: Equifax is one of the top credit reporting bureaus and is well-versed in calculating your credit score based upon your credit history. Your credit score helps lenders to determine if you a credit worthy and your credit score can keep you from getting a loan from a lender. Keywords: Equifax credit scoring, credit card Article Body: Equifax is one of the top credit reporting bureaus and is well-versed in calculating your credit score based upon your credit history. Your credit score helps lenders to determine if you a credit worthy and your credit score can keep you from getting a loan from a lender. To determine your credit score, Equifax uses a mathematical equation on information that is gathered from your credit file. This equation compares is against patterns seen on other files. The range of credit scores go from 300 to 850 and the higher it is, the better it is. As your information changes on your credit report, so will your credit score. It is very unlikely for some one to have the same score from month to month. Equifax looks at many factors to determine your credit score. The following are just some of the factors that help them to calculate your score. ƒ Payment History-If you have late payments reported on current or past accounts, these will lower your score. ƒ Credit Owed-If you owe too much on your available credit, it will affect your score, especially if you are maxed out or close to it. ƒ Credit History-How long youÆve had credit will also affect your score. If youÆve only had credit for a few months compared to several years, youÆre credit score will be affected. ƒ Inquiries-If youÆve applied for credit with several lenders and creditors, it may lower your score. ƒ Judgements, Bankruptcies, Collections-Any accounts that have been sent to collection or you have been taken to court on, including bankruptcy, will lower your score. These, of course, are only a few of the factors that will influence your credit score. If your credit
Kohl Mynah Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Kohl Mynah Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kohl Mynah Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kohl Mynah Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kohl Mynah Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Kohl Mynah Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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